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Medicare Part D Information
Medicare Part D Annual Election Period is 
October 15 through December 7th, 2014
Take advantage of the Opportunity

The Medicare Prescription Drug (Part D) plan program offers plan members the ability to make changes in their coverage each year during the Annual Election Period. In addition Medicare beneficiaries who have not previously enrolled in a Part D plan are allowed to do so during this period (although with a premium penalty if other creditable coverage did not exist). Medicare prescription coverage may be obtained in a stand-alone Part D plan or as part of a Medicare Health Plan. Information on the Part D plans and Medicare Health Plans to be offered in North Carolina in 2015 should be available at www.medicare.gov or from the Seniors’ Health Insurance Information Program (SHIIP) starting today.

Part D plans contract on a yearly basis with the Medicare program. This allows them to change their formulary list (the prescription medications covered by the plan), restriction and limitation requirements, the monthly premium payment, and the pharmacy co-payments for any medication each year. SHIIP encourages each Part D participant to compare the coverage offered by their current plan with the coverage that will be offered by all plans available in 2015. A beneficiary should not assume that a plan that meets their needs in 2014 will provide the same coverage in 2015 or that it is the best plan for them in 2015.

Another item of importance to consider is that many plans offer a mail order pharmacy option that can save money with a 90-day supply of a medication at lower co-payment levels. Is this an option you would be interested in and, if so, does your current plan offer a mail order option?

Between October 15th and December 7th, a beneficiary can make changes in their Medicare health or Part D coverage. It is during this period a beneficiary should review all 2015 plan options. SHIIP can help them compare and select the 2015 Medicare Part D prescription coverage that will best meet their individual needs.

For Medicare beneficiaries with low incomes and limited resources an Extra Help/Low Income Subsidy (LIS) program is available to reduce or eliminate the monthly premium and annual deductible and to reduce prescription co-payments. SHIIP can help determine eligibility and help with the application process.

SHIIP is a Division of the North Carolina Department of Insurance and can assist all Medicare beneficiaries with Part D coverage information and enrollment. Trained SHIIP counselors are available for face-to-face consultations in all 100 North Carolina counties and a toll-free SHIIP hotline (1-800-443-9354) is staffed Monday through Friday from 8 a.m. until 5 p.m. to assist callers. The Hoke County Senior Services SHIIP counselor is Tanya Studivant, to schedule a time to review your medicare coverage please contact Hoke County Senior Services at 910-875-8588.

Mary Hollingsworth
Director of Senior Services
Email


Hoke County Senior Services
423 E. Central Avenue
P. O. Box 637
Raeford, NC 28376

Ph: 910-875-8588
Fx: 910-875-9293

Hours of Operation
8:00am – 5:00pm